Terms of Service

By using TheCalcy, you agree to the terms below. Please read them before using the calculators on this site.

Use of Our Calculators

TheCalcy provides free financial and educational calculators for general informational purposes. All calculators run in your browser using the formulas and figures described on each calculator page. You’re free to use them for personal, non-commercial purposes.

Not Professional Advice

Nothing on this site constitutes financial, tax, legal, or professional advice. Calculator results are estimates based on the inputs you provide and general published formulas — they do not account for your complete financial picture, and they should not be relied on as a substitute for advice from a qualified financial advisor, accountant, tax professional, or loan officer.

Accuracy of Information

We make a genuine effort to keep the rates, formulas, and figures behind each calculator (such as tax brackets, FICA rates, and loan program rules) accurate and current. However, rates and rules change, and we cannot guarantee that every figure is up to date at every moment. Always verify important financial decisions against official sources or a qualified professional.

No Warranty

TheCalcy and its calculators are provided “as is,” without warranties of any kind, express or implied, including but not limited to accuracy, completeness, or fitness for a particular purpose. Use of any calculator results is at your own risk.

Limitation of Liability

To the fullest extent permitted by law, TheCalcy and its owner are not liable for any direct, indirect, incidental, or consequential damages arising from your use of, or inability to use, this site or its calculators, including any financial decisions made based on calculator results.

Third-Party Advertising

This site displays advertising served by Google AdSense and possibly other third-party ad networks. We are not responsible for the content of ads displayed, and clicking on an ad may take you to a third-party site not controlled by TheCalcy.

Intellectual Property

The design, code, and written content on TheCalcy are the property of TheCalcy and may not be copied or republished without permission, except for brief excerpts with proper attribution and a link back to the original page.

Changes to These Terms

We may update these Terms of Service from time to time. Continued use of the site after changes are posted constitutes acceptance of the revised terms.

Contact

Questions about these terms can be sent through our Contact page.